Tuesday, December 8, 2015

Having bad credit will bar me from most good jobs

Careful here…I have heard this to be true for many jobs but NOT always. Yet still…you should still be aware of you stand with your credit. Now while you are looking for a job, your credit rating is probably the last thing on your mind while looking for a new job. Maybe you’re taking a second or a third look at your résumé and cover letter, or you are working with career coaches, friends or family review it. As of this writing, we are pretty much through with the financial crisis but it has become practice that companies will consider it a standard operating procedure for many companies to do a credit check, along with checking out your work and education references, or even doing a drug test or checking to see if you have a criminal history. This is especially common with large Fortune 500 companies, financial companies (banks, security companies, federal government (US), etc.)

I repeat, I recommend that you keep an eye on your credit to see where you stand. A rule of thumb is to keep your score at 720 and above to be considered to have good credit. Credit Karma is a site that allows you to review you pull your report and score at any time.  Use this site not only while you are job seeking, but to keep wraps on your status with creditors and potential identity theft issues.  Review this article at CreditCards.com for more information.

About T. E. Steger-Smith


T. E. Steger-Smith is the owner/founder/consultant of TE Enterprises Consulting, LLC headquartered in White Plains, Maryland that provides management consulting services to organizations and individuals across the world. Steger-Smith has had the aspiration to break misaligned paths and confined siloed workplaces. A respected and inspiring industry leader, Steger-Smith is continually striving in provide business and individual consulting services allowing them to aspire their business or personal goals using the current trends and coaching methods. She is the past recipient of the Department of Defense Moreland Loaned Executive Award.

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